Bank of Canada – FSR Dec 2012
Back in April, I reviewed a document called the “Financial System Review”, published semi-annually by the Bank of Canada. Due to the dire warnings contained therein, I thought it necessary to produce a more user-friendly summary of the information the Bank presented to the public. The information the Bank provided was top-notch, though I disagreed with some of their interpretations. …
Read MoreAnnual Report – OTPP 2011
The 21st century has been one marked by low interest rates and even lower real interest rates. In response to …
Read MoreAnnual Report – CMHC 2011
Dear readers, it’s happened again. The federal government is once again revising its rules on mortgage lenders. The new revisions …
Read MoreSomething Ventured
Venture capital is an incredibly important part of any economy. After all, where would we be without the entrepreneurial investors …
Read MoreDanger Ahead! Says the Bank of Canada
One typically doesn’t look to government bureaucracies to receive hard-nosed, objective discussions on the economy. Far too often official reports …
Read MorePlanning with Inter-Vivos Trusts
In the previous article, I discussed the many benefits of a testamentary trust. Trusts are potentially the most powerful tool …
Read MoreIs it Time for a Testamentary Trust?
One thing that can go overlooked by many estate planners is the use of trusts. This is a pity, because …
Read MoreA Second Look at the CMHC
If the above quote doesn’t bother you, it should, because it represents a potentially massive amount of debt that will …
Read MoreAvoid the Landlord Pinch
If you’re an investor with significant real estate holdings, now may be the time to consider exiting this asset class …
Read MoreThe Canadian Moral Hazard Corporation
On January 17, 2011 Finance Minister Jim Flaherty and Natural Resource Minister Christian Paradis announced that they would be making …
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